*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
:root{
  --white:#ffffff;
  --bg:#fbfcff;
  --blue-tint:#eaf0ff;
  --blue-tint2:#dde7ff;
  --coral-tint:#fff0ec;
  --mint-tint:#e3fbf2;
  --ink:#0d1530;
  --ink2:#3a4266;
  --muted:#6b7494;
  --muted2:#9aa1be;
  --line:#e6eaf5;
  --line2:#d4daec;
  --blue:#2f5fff;
  --blue-d:#1d44d6;
  --blue-l:#5e85ff;
  --coral:#ff5630;
  --coral-d:#e23e1c;
  --mint:#00c389;
  --mint-d:#00a474;
  --amber:#ffab00;
  --violet:#7c5cff;
  --shadow-sm:0 1px 3px rgba(13,21,48,.06);
  --shadow:0 4px 16px rgba(13,21,48,.07), 0 1px 4px rgba(13,21,48,.05);
  --shadow-lg:0 20px 50px rgba(47,95,255,.12), 0 8px 20px rgba(13,21,48,.06);
  --shadow-blue:0 16px 40px rgba(47,95,255,.28);
  --shadow-coral:0 12px 30px rgba(255,86,48,.3);
  --r-sm:8px;
  --r:14px;
  --r-lg:20px;
  --r-xl:28px;
  --f:'Sora',-apple-system,system-ui,sans-serif;
  --fb:'Hanken Grotesk',-apple-system,system-ui,sans-serif;
  --fm:'Spline Sans Mono',ui-monospace,monospace;
}
body{font-family:var(--fb);color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none;transition:.16s}
img,svg{max-width:100%;display:block}
._c{max-width:1240px;margin:0 auto;padding:0 1.8rem;position:relative}
h1,h2,h3,h4{font-family:var(--f);font-weight:700;letter-spacing:-.02em;line-height:1.1}

/* ============ HEADER ============ */
.hdr{position:sticky;top:0;z-index:60;background:rgba(251,252,255,.85);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line)}
.hdr-in{display:flex;align-items:center;justify-content:space-between;gap:2rem;padding:.95rem 0}
.brand{display:inline-flex;align-items:center;gap:.65rem;font-family:var(--f);font-weight:700;font-size:1.16rem;letter-spacing:-.025em;color:var(--ink)}
.brand-mark{width:38px;height:38px;flex-shrink:0}
.brand-mark svg{width:100%;height:100%}
.brand-em{color:var(--blue)}
.nav{display:flex;align-items:center;gap:2rem;margin-left:auto}
.nav a{font-family:var(--fb);font-size:.96rem;font-weight:600;color:var(--ink2);position:relative}
.nav a::after{content:'';position:absolute;left:0;right:100%;bottom:-5px;height:2.5px;background:var(--blue);border-radius:3px;transition:.2s}
.nav a:hover{color:var(--blue)}
.nav a:hover::after{right:0}
.hdr-r{display:flex;align-items:center;gap:1rem}
.cta{display:inline-flex;align-items:center;gap:.4rem;padding:.7rem 1.35rem;background:var(--blue);color:#fff!important;font-family:var(--f);font-weight:600;font-size:.94rem;border-radius:var(--r-sm);transition:.18s;box-shadow:0 4px 14px rgba(47,95,255,.3)}
.cta:hover{background:var(--blue-d);transform:translateY(-2px);box-shadow:var(--shadow-blue)}
.burger{display:none;flex-direction:column;gap:5px;width:42px;height:42px;border:1px solid var(--line2);border-radius:var(--r-sm);background:var(--white);cursor:pointer;align-items:center;justify-content:center}
.burger span{width:18px;height:2px;background:var(--ink);border-radius:2px;transition:.2s}
.mobile-nav{display:none;flex-direction:column;padding:1rem 1.8rem 1.5rem;gap:.3rem;background:var(--white);border-bottom:1px solid var(--line)}
.mobile-nav a{padding:.85rem 0;font-family:var(--fb);font-weight:600;font-size:1.05rem;color:var(--ink2);border-bottom:1px solid var(--line)}
.mobile-cta{color:var(--blue)!important;border-bottom:none!important}
body.menu-open .mobile-nav{display:flex}

/* ============ HERO ============ */
.hero{position:relative;padding:4.5rem 0 5.5rem;overflow:hidden}
.hero::before{content:'';position:absolute;top:-300px;right:-200px;width:800px;height:800px;background:radial-gradient(circle, rgba(47,95,255,.16), transparent 62%);pointer-events:none;z-index:0}
.hero::after{content:'';position:absolute;bottom:-250px;left:-150px;width:600px;height:600px;background:radial-gradient(circle, rgba(255,86,48,.12), transparent 62%);pointer-events:none;z-index:0}
.hero-grid{display:grid;grid-template-columns:1.15fr .95fr;gap:4rem;align-items:center;position:relative;z-index:2}
.hero-badge{display:inline-flex;align-items:center;gap:.5rem;padding:.5rem .95rem .5rem .6rem;background:var(--white);border:1.5px solid var(--blue-tint2);border-radius:40px;font-family:var(--fm);font-size:.76rem;font-weight:600;color:var(--blue-d);margin-bottom:1.7rem;box-shadow:var(--shadow-sm)}
.hero-badge .dot{width:9px;height:9px;background:var(--mint);border-radius:50%;box-shadow:0 0 0 4px rgba(0,195,137,.18)}
.hero h1{font-size:clamp(2.6rem,5.6vw,4.5rem);font-weight:800;line-height:1.02;color:var(--ink);margin-bottom:1.6rem;letter-spacing:-.03em}
.hero h1 .hl{position:relative;color:var(--blue);white-space:nowrap}
.hero h1 .hl-coral{color:var(--coral)}
.hero-lead{font-family:var(--fb);font-size:1.22rem;line-height:1.6;color:var(--ink2);margin-bottom:2.4rem;max-width:560px;font-weight:500}
.hero-cta-row{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:2.6rem;align-items:center}
.btn-prim{display:inline-flex;align-items:center;gap:.55rem;padding:1.05rem 2rem;background:var(--coral);color:#fff!important;border:none;border-radius:var(--r);font-family:var(--f);font-weight:700;font-size:1.05rem;cursor:pointer;transition:.18s;box-shadow:var(--shadow-coral)}
.btn-prim:hover{background:var(--coral-d);transform:translateY(-3px);box-shadow:0 18px 38px rgba(255,86,48,.4)}
.btn-sec{display:inline-flex;align-items:center;gap:.5rem;padding:1.05rem 1.8rem;background:var(--white);color:var(--ink)!important;border:1.5px solid var(--line2);border-radius:var(--r);font-family:var(--f);font-weight:600;font-size:1.02rem;cursor:pointer;transition:.18s}
.btn-sec:hover{border-color:var(--blue);color:var(--blue)!important;transform:translateY(-2px);box-shadow:var(--shadow)}
.hero-trust{display:flex;align-items:center;gap:1.4rem;flex-wrap:wrap}
.hero-trust-item{display:flex;align-items:center;gap:.5rem;font-family:var(--fb);font-size:.88rem;font-weight:600;color:var(--muted)}
.hero-trust-item svg{width:18px;height:18px;color:var(--mint)}

/* hero stats strip */
.hero-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:3rem;position:relative;z-index:2}
.hstat{padding:1.5rem 1.4rem;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow);transition:.2s}
.hstat:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:var(--blue-tint2)}
.hstat-v{font-family:var(--f);font-size:2rem;font-weight:800;letter-spacing:-.03em;line-height:1}
.hstat:nth-child(1) .hstat-v{color:var(--blue)}
.hstat:nth-child(2) .hstat-v{color:var(--coral)}
.hstat:nth-child(3) .hstat-v{color:var(--mint-d)}
.hstat-l{font-family:var(--fb);font-size:.92rem;color:var(--muted);margin-top:.5rem;font-weight:500}

/* ============ FORM ============ */
.hero-form-wrap{position:relative}
.lead-form{background:var(--white);border:1px solid var(--line);border-radius:var(--r-xl);padding:2.1rem;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}
.lead-form::before{content:'';position:absolute;top:0;left:0;right:0;height:5px;background:linear-gradient(90deg,var(--blue),var(--violet),var(--coral))}
.form-head{margin-bottom:1.5rem}
.form-tag{display:inline-flex;align-items:center;gap:.45rem;padding:.4rem .85rem;background:var(--mint-tint);color:var(--mint-d);font-family:var(--fm);font-size:.72rem;font-weight:600;border-radius:30px;margin-bottom:1rem}
.form-tag .dot{width:7px;height:7px;background:var(--mint);border-radius:50%}
.form-h{font-family:var(--f);font-size:1.65rem;font-weight:800;color:var(--ink);letter-spacing:-.025em;margin-bottom:.5rem;line-height:1.12}
.form-s{font-family:var(--fb);color:var(--muted);font-size:.95rem;line-height:1.5}
.fg{margin-bottom:.95rem}
.fg-row{display:grid;grid-template-columns:1fr 1fr;gap:.7rem}
.fg label{display:block;font-family:var(--fb);font-size:.84rem;font-weight:600;color:var(--ink2);margin-bottom:.4rem}
.fg input{width:100%;padding:.92rem 1rem;border:1.5px solid var(--line2);border-radius:var(--r-sm);font-family:var(--fb);font-size:.98rem;color:var(--ink);background:var(--bg);outline:none;transition:.16s}
.fg input::placeholder{color:var(--muted2)}
.fg input:focus{border-color:var(--blue);background:#fff;box-shadow:0 0 0 4px rgba(47,95,255,.12)}
.fg.error input,.fg.error .iti{border-color:var(--coral)!important;box-shadow:0 0 0 4px rgba(255,86,48,.12)!important}
.fg .iti{width:100%}
.fg .iti input{padding-left:92px!important}
.iti__country-list{background:var(--white)!important;border:1px solid var(--line2)!important;border-radius:var(--r)!important;color:var(--ink)!important;box-shadow:var(--shadow-lg)!important;max-width:340px}
.iti__country{padding:.6rem .85rem!important;font-family:var(--fb)!important;font-size:.9rem!important}
.iti__country.iti__highlight,.iti__country:hover{background:var(--blue-tint)!important;color:var(--blue-d)!important}
.form-btn{width:100%;padding:1.1rem;background:var(--blue);color:#fff;border:none;border-radius:var(--r);font-family:var(--f);font-size:1.05rem;font-weight:700;cursor:pointer;transition:.18s;display:flex;align-items:center;justify-content:center;gap:.5rem;margin-top:.6rem;box-shadow:0 6px 18px rgba(47,95,255,.32)}
.form-btn:hover{background:var(--blue-d);transform:translateY(-2px);box-shadow:var(--shadow-blue)}
.form-btn.loading{opacity:.7;pointer-events:none}
.form-btn.loading::after{content:'';width:16px;height:16px;border:2.5px solid #fff;border-top-color:transparent;border-radius:50%;animation:sp .6s linear infinite}
@keyframes sp{to{transform:rotate(360deg)}}
.form-foot{margin-top:1rem;font-family:var(--fb);font-size:.78rem;color:var(--muted);line-height:1.5;text-align:center}
.form-foot a{color:var(--blue);font-weight:600;text-decoration:underline;text-underline-offset:2px}

/* ============ SECTION SHELL ============ */
section{position:relative}
.sec{padding:5.5rem 0}
.sec-blue{background:var(--blue-tint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.sec-coral{background:var(--coral-tint)}
.sec-dark{background:var(--ink);color:#fff}
.sec-head{max-width:760px;margin-bottom:3.2rem}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.eyebrow{display:inline-flex;align-items:center;gap:.45rem;font-family:var(--fm);font-size:.76rem;font-weight:600;color:var(--blue-d);background:var(--white);border:1.5px solid var(--blue-tint2);padding:.42rem .9rem;border-radius:30px;margin-bottom:1.3rem;box-shadow:var(--shadow-sm)}
.eyebrow.coral{color:var(--coral-d);border-color:#ffd4c9}
.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--blue)}
.eyebrow.coral .dot{background:var(--coral)}
.sec h2{font-size:clamp(2rem,4.2vw,3.1rem);font-weight:800;color:var(--ink);letter-spacing:-.03em;margin-bottom:1.1rem}
.sec-dark h2{color:#fff}
.sec h2 .hl{color:var(--blue)}
.sec h2 .hl-coral{color:var(--coral)}
.sec-dark h2 .hl{color:var(--blue-l)}
.sec-lead{font-family:var(--fb);font-size:1.16rem;line-height:1.6;color:var(--muted);font-weight:500}
.sec-dark .sec-lead{color:#aab2d6}
.center .sec-lead{margin:0 auto}

/* ============ FEATURE CARDS ============ */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.card{padding:2rem 1.8rem;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);transition:.22s;position:relative;overflow:hidden}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:var(--blue-tint2)}
.card-ico{width:54px;height:54px;border-radius:var(--r);display:flex;align-items:center;justify-content:center;margin-bottom:1.3rem}
.card-ico svg{width:26px;height:26px;color:#fff}
.card:nth-child(3n+1) .card-ico{background:linear-gradient(135deg,var(--blue),var(--blue-l))}
.card:nth-child(3n+2) .card-ico{background:linear-gradient(135deg,var(--coral),#ff7a52)}
.card:nth-child(3n+3) .card-ico{background:linear-gradient(135deg,var(--mint),#2ed9a3)}
.card h3{font-family:var(--f);font-size:1.32rem;font-weight:700;color:var(--ink);margin-bottom:.7rem;letter-spacing:-.018em}
.card p{font-family:var(--fb);color:var(--muted);font-size:1rem;line-height:1.6}

/* ============ STEPS ============ */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem;counter-reset:st}
.step{padding:2.2rem 1.9rem;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);position:relative;transition:.22s;counter-increment:st}
.step:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.step-num{width:48px;height:48px;border-radius:14px;background:var(--blue);color:#fff;font-family:var(--f);font-size:1.3rem;font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:1.4rem;box-shadow:0 6px 16px rgba(47,95,255,.3)}
.step:nth-child(2) .step-num{background:var(--coral);box-shadow:0 6px 16px rgba(255,86,48,.3)}
.step:nth-child(3) .step-num{background:var(--mint);box-shadow:0 6px 16px rgba(0,195,137,.3)}
.step-num::before{content:counter(st)}
.step-tag{font-family:var(--fm);font-size:.74rem;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;margin-bottom:.5rem;display:block}
.step h3{font-family:var(--f);font-size:1.4rem;font-weight:700;color:var(--ink);margin-bottom:.7rem}
.step p{font-family:var(--fb);color:var(--muted);font-size:1rem;line-height:1.6}

/* ============ BIG STAT BANNER ============ */
.statbanner{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;text-align:center}
.sb{padding:1.5rem}
.sb-v{font-family:var(--f);font-size:clamp(2.4rem,4vw,3.2rem);font-weight:800;letter-spacing:-.03em;line-height:1}
.sb:nth-child(1) .sb-v{color:var(--blue-l)}
.sb:nth-child(2) .sb-v{color:#ff9a52}
.sb:nth-child(3) .sb-v{color:#2ed9a3}
.sb:nth-child(4) .sb-v{color:var(--violet)}
.sb-l{font-family:var(--fb);font-size:.96rem;color:#aab2d6;margin-top:.6rem;font-weight:500}

/* ============ TESTIMONIALS ============ */
.tcards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.4rem}
.tcard{padding:2rem 1.8rem;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);transition:.22s;display:flex;flex-direction:column;gap:1.2rem}
.tcard:hover{transform:translateY(-5px);box-shadow:var(--shadow-lg)}
.tstars{display:flex;gap:3px}
.tstars svg{width:18px;height:18px;color:var(--amber)}
.tcard p{font-family:var(--fb);font-size:1.04rem;line-height:1.6;color:var(--ink2);flex:1}
.tmeta{display:flex;align-items:center;gap:.85rem;padding-top:1.1rem;border-top:1px solid var(--line)}
.tpic{width:46px;height:46px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--f);font-weight:700;color:#fff;font-size:1rem;flex-shrink:0}
.tcard:nth-child(3n+1) .tpic{background:var(--blue)}
.tcard:nth-child(3n+2) .tpic{background:var(--coral)}
.tcard:nth-child(3n+3) .tpic{background:var(--mint)}
.tname{font-family:var(--f);font-weight:700;color:var(--ink);font-size:.98rem}
.trole{font-family:var(--fb);font-size:.84rem;color:var(--muted);margin-top:.1rem}

/* ============ FAQ ============ */
.faq-list{display:flex;flex-direction:column;gap:.8rem;max-width:860px;margin:0 auto}
.faq-i{background:var(--white);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;transition:.18s}
.faq-i:hover{border-color:var(--blue-tint2)}
.faq-i[open]{border-color:var(--blue);box-shadow:var(--shadow)}
.faq-i summary{padding:1.4rem 1.7rem;font-family:var(--f);font-size:1.08rem;font-weight:600;color:var(--ink);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq-i summary::-webkit-details-marker{display:none}
.faq-i summary::after{content:'+';font-family:var(--f);color:var(--blue);font-size:1.6rem;font-weight:400;line-height:1;transition:.2s;flex-shrink:0}
.faq-i[open] summary::after{transform:rotate(45deg)}
.faq-i .faq-a{padding:0 1.7rem 1.5rem;font-family:var(--fb);color:var(--muted);font-size:1rem;line-height:1.65}

/* ============ CTA BANNER ============ */
.ctaband{background:linear-gradient(135deg,var(--blue) 0%,var(--violet) 100%);border-radius:var(--r-xl);padding:3.5rem 3rem;text-align:center;position:relative;overflow:hidden;box-shadow:var(--shadow-blue)}
.ctaband::before{content:'';position:absolute;top:-100px;right:-80px;width:360px;height:360px;background:radial-gradient(circle,rgba(255,86,48,.4),transparent 60%);pointer-events:none}
.ctaband h2{color:#fff;font-size:clamp(2rem,4vw,3rem);font-weight:800;margin-bottom:1rem;position:relative;z-index:2}
.ctaband p{font-family:var(--fb);color:rgba(255,255,255,.92);font-size:1.18rem;max-width:560px;margin:0 auto 2rem;position:relative;z-index:2;font-weight:500}
.ctaband .btn-prim{background:#fff;color:var(--blue)!important;box-shadow:0 10px 30px rgba(0,0,0,.2);position:relative;z-index:2}
.ctaband .btn-prim:hover{background:#fff;transform:translateY(-3px) scale(1.02);box-shadow:0 16px 40px rgba(0,0,0,.28)}

/* ============ FINAL FORM SECTION ============ */
.finalgrid{display:grid;grid-template-columns:1fr .9fr;gap:4rem;align-items:center}
.final-l h2{font-size:clamp(2.1rem,4.4vw,3.2rem)}
.final-list{list-style:none;margin-top:2rem;display:flex;flex-direction:column;gap:1.1rem}
.final-list li{display:flex;gap:1rem;align-items:flex-start;font-family:var(--fb)}
.fl-ico{width:36px;height:36px;border-radius:10px;background:var(--mint-tint);color:var(--mint-d);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.fl-ico svg{width:18px;height:18px}
.fl-t{font-family:var(--f);font-weight:700;color:var(--ink);font-size:1.05rem;margin-bottom:.15rem}
.fl-p{color:var(--muted);font-size:.95rem;line-height:1.5}

/* ============ FOOTER ============ */
.ft{background:var(--ink);color:#aab2d6;padding:4.5rem 0 2rem}
.ft-top{display:grid;grid-template-columns:1.4fr 2.4fr;gap:4rem;margin-bottom:3rem}
.ft-brand .brand{color:#fff}
.ft-brand .brand-em{color:var(--blue-l)}
.ft-tag{font-family:var(--fb);font-size:.98rem;line-height:1.65;color:#8a93b8;margin:1.2rem 0 1.8rem;max-width:380px}
.ft-news-l{display:block;font-family:var(--fm);font-size:.74rem;font-weight:600;color:#fff;text-transform:uppercase;letter-spacing:.06em;margin-bottom:.7rem}
.ft-news-form{display:flex;background:rgba(255,255,255,.06);border:1.5px solid rgba(255,255,255,.14);border-radius:var(--r-sm);overflow:hidden;transition:.18s;max-width:340px}
.ft-news-form:focus-within{border-color:var(--blue-l)}
.ft-news-form input{flex:1;background:transparent;border:0;outline:none;padding:.8rem 1rem;font-family:var(--fb);font-size:.92rem;color:#fff}
.ft-news-form input::placeholder{color:#6b7494}
.ft-news-form button{padding:0 1.2rem;background:var(--blue);color:#fff;border:none;cursor:pointer;font-size:1.1rem;font-weight:700;transition:.18s}
.ft-news-form button:hover{background:var(--blue-l)}
.ft-news-msg{margin-top:.5rem;font-family:var(--fb);font-size:.82rem;min-height:1.1em}
.ft-news-msg.ok{color:var(--mint)}
.ft-news-msg.err{color:#ff8a6e}
.ft-cols{display:grid;grid-template-columns:repeat(4,1fr);gap:2rem}
.ft-col h4{font-family:var(--fm);font-size:.74rem;font-weight:600;color:#fff;text-transform:uppercase;letter-spacing:.07em;margin-bottom:1.1rem}
.ft-col ul{list-style:none}
.ft-col li{margin-bottom:.6rem}
.ft-col a{font-family:var(--fb);font-size:.94rem;color:#8a93b8;transition:.15s}
.ft-col a:hover{color:var(--blue-l);padding-left:3px}
.ft-disclaimer{padding:1.4rem 1.6rem;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:var(--r);font-family:var(--fb);font-size:.85rem;color:#8a93b8;line-height:1.65;margin-bottom:1.8rem}
.ft-disclaimer strong{color:#c3cae6}
.ft-bottom{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem;padding-top:1.7rem;border-top:1px solid rgba(255,255,255,.08)}
.ft-copy{font-family:var(--fb);font-size:.86rem;color:#6b7494}
.ft-badges{display:flex;gap:.6rem;flex-wrap:wrap}
.ft-badges span{font-family:var(--fm);font-size:.72rem;font-weight:600;color:#8a93b8;padding:.35rem .7rem;background:rgba(255,255,255,.05);border-radius:6px}

.btt{position:fixed;bottom:1.5rem;right:1.5rem;width:48px;height:48px;border-radius:50%;background:var(--blue);color:#fff;border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;opacity:0;transition:.25s;z-index:50;font-size:1.3rem;box-shadow:var(--shadow-blue)}
.btt.show{opacity:1}
.btt:hover{background:var(--coral);transform:translateY(-3px)}

section[id],div[id]{scroll-margin-top:90px}

/* ============ SUBPAGE ============ */
.subhero{padding:3.5rem 0 2.5rem;background:var(--blue-tint);border-bottom:1px solid var(--line);position:relative;overflow:hidden}
.subhero::before{content:'';position:absolute;top:-200px;right:-150px;width:550px;height:550px;background:radial-gradient(circle,rgba(47,95,255,.12),transparent 62%);pointer-events:none}
.crumb{display:flex;align-items:center;gap:.5rem;font-family:var(--fm);font-size:.78rem;color:var(--muted);margin-bottom:1.3rem;position:relative;z-index:2}
.crumb a{color:var(--blue-d);font-weight:600}
.crumb a:hover{text-decoration:underline}
.subhero .eyebrow{position:relative;z-index:2}
.subhero h1{font-size:clamp(2.2rem,5vw,3.6rem);font-weight:800;color:var(--ink);letter-spacing:-.03em;margin-bottom:1rem;position:relative;z-index:2;line-height:1.05}
.subhero h1 .hl{color:var(--blue)}
.subhero h1 .hl-coral{color:var(--coral)}
.sublead{font-family:var(--fb);font-size:1.22rem;line-height:1.6;color:var(--ink2);max-width:740px;font-weight:500;position:relative;z-index:2}
.subbody{padding:3.5rem 0 4.5rem;max-width:900px;margin:0 auto}
.subbody h2{font-family:var(--f);font-size:2rem;font-weight:800;color:var(--ink);letter-spacing:-.025em;margin:2.8rem 0 1rem;line-height:1.12}
.subbody h2:first-child{margin-top:0}
.subbody h2 .hl{color:var(--blue)}
.subbody h2 .hl-coral{color:var(--coral)}
.subbody h3{font-family:var(--f);font-size:1.35rem;font-weight:700;color:var(--ink);margin:2rem 0 .7rem}
.subbody p{font-family:var(--fb);font-size:1.07rem;line-height:1.75;color:var(--ink2);margin-bottom:1.1rem}
.subbody p strong{color:var(--ink);font-weight:700}
.subbody a{color:var(--blue);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.subbody a:hover{color:var(--blue-d)}
.subbody ul,.subbody ol{margin:1rem 0 1.6rem;padding-left:0;list-style:none}
.subbody ul li,.subbody ol li{position:relative;padding:.55rem 0 .55rem 2rem;font-family:var(--fb);font-size:1.04rem;line-height:1.65;color:var(--ink2)}
.subbody ul li::before{content:'';position:absolute;left:.4rem;top:1.15rem;width:8px;height:8px;border-radius:50%;background:var(--blue)}
.subbody ul li:nth-child(3n+2)::before{background:var(--coral)}
.subbody ul li:nth-child(3n+3)::before{background:var(--mint)}
.subbody ol{counter-reset:it}
.subbody ol li{counter-increment:it}
.subbody ol li::before{content:counter(it);position:absolute;left:0;top:.5rem;width:24px;height:24px;border-radius:7px;background:var(--blue-tint);color:var(--blue-d);font-family:var(--fm);font-size:.78rem;font-weight:700;display:flex;align-items:center;justify-content:center}
.callout{padding:1.5rem 1.7rem;background:var(--blue-tint);border-left:4px solid var(--blue);border-radius:0 var(--r) var(--r) 0;margin:1.8rem 0}
.callout.coral{background:var(--coral-tint);border-left-color:var(--coral)}
.callout.mint{background:var(--mint-tint);border-left-color:var(--mint)}
.callout p{margin-bottom:0!important;color:var(--ink2)!important}
.kpi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin:1.6rem 0 2rem}
.kpi{padding:1.5rem 1.4rem;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-sm)}
.kpi-v{font-family:var(--f);font-size:1.9rem;font-weight:800;letter-spacing:-.03em;line-height:1}
.kpi:nth-child(3n+1) .kpi-v{color:var(--blue)}
.kpi:nth-child(3n+2) .kpi-v{color:var(--coral)}
.kpi:nth-child(3n+3) .kpi-v{color:var(--mint-d)}
.kpi-l{font-family:var(--fb);font-size:.88rem;color:var(--muted);margin-top:.45rem;font-weight:500}
.role{padding:1.7rem 1.9rem;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);margin-bottom:1rem;transition:.18s}
.role:hover{box-shadow:var(--shadow);border-color:var(--blue-tint2);transform:translateX(4px)}
.role-t{font-family:var(--f);font-size:1.24rem;font-weight:700;color:var(--ink);margin-bottom:.4rem}
.role-m{display:flex;gap:.6rem;flex-wrap:wrap;margin-bottom:.8rem}
.role-m span{font-family:var(--fm);font-size:.72rem;font-weight:600;color:var(--blue-d);background:var(--blue-tint);padding:.3rem .7rem;border-radius:20px}
.role p{margin-bottom:0!important;font-size:.98rem!important}
details.subfaq{background:var(--white);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin-bottom:.7rem;transition:.18s}
details.subfaq[open]{border-color:var(--blue);box-shadow:var(--shadow)}
details.subfaq summary{padding:1.3rem 1.6rem;font-family:var(--f);font-size:1.06rem;font-weight:600;color:var(--ink);cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:1rem}
details.subfaq summary::-webkit-details-marker{display:none}
details.subfaq summary::after{content:'+';color:var(--blue);font-size:1.5rem;font-weight:400;line-height:1;transition:.2s;flex-shrink:0}
details.subfaq[open] summary::after{transform:rotate(45deg)}
details.subfaq .subfaq-a{padding:0 1.6rem 1.4rem;font-family:var(--fb);font-size:1rem;line-height:1.65;color:var(--muted)}
.glo-row{display:grid;grid-template-columns:160px 1fr;gap:1.8rem;padding:1.4rem 0;border-bottom:1px solid var(--line);align-items:start}
.glo-row:last-child{border-bottom:none}
.glo-term{font-family:var(--fm);font-size:.8rem;font-weight:600;color:var(--blue-d);background:var(--blue-tint);padding:.4rem .75rem;border-radius:8px;display:inline-block;align-self:start}
.glo-def{font-family:var(--fb);font-size:1rem;line-height:1.65;color:var(--ink2)}
.blog-row{display:grid;grid-template-columns:130px 1fr;gap:1.8rem;padding:1.6rem 0;border-bottom:1px solid var(--line)}
.blog-date{font-family:var(--fm);font-size:.78rem;font-weight:600;color:var(--coral-d);background:var(--coral-tint);padding:.4rem .75rem;border-radius:8px;align-self:start;display:inline-block}
.blog-t{font-family:var(--f);font-size:1.24rem;font-weight:700;color:var(--ink);margin-bottom:.4rem;letter-spacing:-.015em}
.blog-d{font-family:var(--fb);font-size:.98rem;line-height:1.6;color:var(--muted)}
.relbox{margin-top:3rem;padding:2rem;background:var(--blue-tint);border-radius:var(--r-lg)}
.relbox h3{font-family:var(--f);font-size:1.1rem;font-weight:700;color:var(--ink);margin-bottom:1rem}
.rel-links{display:flex;flex-wrap:wrap;gap:.7rem}
.rel-links a{font-family:var(--fb);font-size:.92rem;font-weight:600;color:var(--blue-d);background:var(--white);padding:.6rem 1.1rem;border-radius:30px;border:1px solid var(--blue-tint2);transition:.16s;text-decoration:none}
.rel-links a:hover{background:var(--blue);color:#fff;border-color:var(--blue);transform:translateY(-2px)}

/* ============ RESPONSIVE ============ */
@media(max-width:1024px){
  .hero-grid,.finalgrid{grid-template-columns:1fr;gap:2.5rem}
  .ft-top{grid-template-columns:1fr;gap:2.5rem}
  .cards,.steps,.tcards{grid-template-columns:1fr 1fr}
  .statbanner{grid-template-columns:1fr 1fr}
  .nav{display:none}
  .burger{display:flex}
  .ft-cols{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  ._c{padding:0 1.2rem}
  .sec{padding:3.5rem 0}
  .hero{padding:2.5rem 0 3.5rem}
  .cards,.steps,.tcards,.hero-stats,.statbanner,.kpi-grid,.ft-cols{grid-template-columns:1fr}
  .fg-row{grid-template-columns:1fr}
  .hero h1{font-size:clamp(2rem,9vw,2.8rem)}
  .ctaband{padding:2.5rem 1.5rem}
  .ft-bottom{flex-direction:column;text-align:center}
  .glo-row,.blog-row{grid-template-columns:1fr;gap:.7rem}
  .subbody h2{font-size:1.6rem}
}